Bank Statement Template

A bank statement is a report released by banks which shows the record of balance in an account, the amount that have paid into it and withdrawn from it. Generally it is issued every month to the holder of the account. It is important for an account holder to review their bank statements carefully and keep them for their own financial records. The statement shows detailed activities in the account and it allows an account holder to see all transaction processed on his account throughout the month. Usually the statement includes the list of checks paid, total withdrawals, total deposits, interest earned and service charge incurred in an account.

Generally bank statements are sent out in the post or assessed online. It is very important for you to check your bank statement regularly if you have a high number of transactions. It shows all deposits made into the account and all payments made out including any debt payments. These statements are great way to help an account holder to keep track of his money and recognize spending habits. Nowadays most of banks offer an account holder the option of receiving paper statement or paperless electronic statement and these statements are known as electronic statement.

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